Disney Visa card offers: Earn up to $400 toward your next vacation
Editor's Note
At first glance, the Disney® Premier Visa® Card (see rates and fees) and the Disney® Visa® Card (see rates and fees) may appear to be only for Disney superfans.
But anyone who has a Disney vacation on the calendar or makes frequent Disney-related purchases can potentially benefit from the discounts, the perks and — most importantly — the elevated welcome offers on these cards.
The current bonuses are much higher than what we typically see on these cards. So, if you've been eyeing a card, now is an excellent time to apply. Here's what you need to know.
Comparison of Disney Visa card welcome offers
| Card | Welcome offer | Annual fee |
|---|---|---|
| Disney Premier Visa Card | Earn a $400 statement credit after spending $1,000 on purchases in the first three months from account opening. | $49 |
| Disney Visa Card | Earn a $200 statement credit after spending $500 on purchases in the first three months from account opening. | $0 |
Disney Premier Visa Card welcome offer
Of the two Disney Visa cards, the Disney Premier Visa Card has more perks and a higher welcome offer, but those benefits come at a cost. This card has an annual fee, while its counterpart does not.
Annual fee: $49
Welcome offer: Earn a $400 statement credit after spending $1,000 on purchases in the first three months from account opening.
Is it worth it?
When you use this card to pay for a Disney vacation, the statement credit from this welcome offer can offset a portion of your trip. If you've been considering applying for this card, now would be a good time to add it to your wallet.
This card also offers theme park discounts and perks, including:
- 10% off select merchandise purchases at select locations and select dining locations most days at Disneyland and Disney World
- Exclusive photo-ops at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
- Savings for select onboard purchases when using the card on Disney Cruise Line
- Special vacation financing on select Disney vacation packages
At home, you'll also get a 10% discount on select credit card purchases at DisneyStore.com.
In addition to the elevated welcome offers and special discounts, you'll earn:
- 5% back in the form of Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
- 2% back at gas stations, grocery stores, restaurants and most U.S. Disney locations
- 1% back on all other purchases
You can redeem Disney Rewards Dollars toward select Disney vacation purchases, at DisneyStore.com or by using Chase's Pay Yourself Back feature to redeem Disney Rewards Dollars for a statement credit toward airline purchases made with the card.
These earning rates are not as high as other low-annual-fee cards, and the redemption options are limited compared to cards with more flexible redemption options. However, the discounts and theme park perks associated with this card can be beneficial for Disney vacations.
To learn more, read our full review of the Disney Premier Visa Card.
Apply here: Disney Premier Visa Card
Disney Visa Card welcome offer
The Disney Visa Card offers theme park discounts and benefits similar to the Disney Premier, but has no annual fee.
Annual fee: $0
Welcome offer: Earn a $200 statement credit after spending $500 on purchases in the first three months from account opening.
Is it worth it?
The Disney Visa Card is similar to the Disney Premier Visa Card in many ways. You get the same theme park and shopping discounts, including:
- 10% off select merchandise purchases at select locations and select dining locations most days at Disneyland and Disney World
- Exclusive photo-ops at the theme parks that are only available to Disney Visa cardholders, plus complimentary downloads of your photos
- Savings for select onboard purchases when using the card on Disney Cruise Line
- Special vacation financing on select Disney vacation packages
The Disney Visa earns 1% back on all purchases. While being able to earn any rewards is good for a no-annual-fee card, other cards with no annual fee offer a higher rate of return and better redemption options.
Both Disney Visa cards earn rewards in the form of Disney Rewards Dollars. With the Disney Visa, you can redeem those rewards for Disney shopping and vacation purchases or use them for a statement credit on eligible Disney-related purchases using Chase's Pay Yourself Back feature (though not toward air travel, as with the Disney Premier card).
Even with the $49 annual fee, Disney Premier offers a higher rate of return than this card, making it a better option for Disney fans unless you're only in the market for a card with no annual fee.
To learn more, read our full review of the Disney Visa Card.
Apply here: Disney Visa Card
Bottom line
Because many cards have earning rates and redemption options that surpass those of the Disney Visa cards, these cards are only suited for someone who can take advantage of the exclusive theme park perks and discounts.
If you don't fall into that camp, you may be more interested in a general travel rewards card or one of our other favorite cards for Disney vacations.
Considering these are higher welcome offers than what we typically see on the cards, if you're set on applying, you can get even more value if you apply now.
Apply here: Disney Premier Visa Card
Apply here: Disney Visa Card
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.