20 cards currently offering welcome bonuses of 100,000 points or more
Editor's Note
Quick summary
Credit card welcome offers are the fastest way to increase your points and miles stash. There's nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.
Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.
Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let's take a deeper dive into cards that currently offer welcome offers of at least 100,000 points or miles.
Note that all valuations included in this article are according to TPG's August 2025 valuations.
Cards offering welcome bonuses of at least 100,000 points or miles
These are sorted by the total value of the welcome offer, according to TPG's valuations.
| Card | Annual fee | Welcome offer | Welcome offer value |
|---|---|---|---|
| Chase Sapphire Reserve for Business℠ (see rates and fees) | $795 | Earn 200,000 bonus points after spending $30,000 in the first six months from account opening. | $4,100 |
| The Platinum Card® from American Express | $695 (see rates and fees) | Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer. | Up to $3,500 |
| The Business Platinum Card® from American Express | $695 (see rates and fees) | Earn 150,000 bonus points after spending $20,000 in the first three months of card membership. | $3,000 |
| Capital One Venture X Business | $395 | Earn 150,000 bonus miles after spending $30,000 in the first three months from account opening. | $2,775 |
| Chase Sapphire Reserve® (see rates and fees) | $795 | Earn 125,000 bonus points after spending $6,000 on purchases in the first three months of account opening. | $2,563 |
| American Express® Business Gold Card | $375 (see rates and fees) | Earn 100,000 bonus points after spending $15,000 on eligible purchases in the first three months of card membership. | $2,000 |
| American Express® Gold Card | $325 (see rates and fees) | Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer. | Up to $2,000 |
| Atmos™ Rewards Summit Visa Infinite® Credit Card | $395 | Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 or more on purchases within the first 90 days from account opening. | Up to $1,813 |
| Southwest Rapid Rewards® Plus Credit Card (see rates and fees) | $99 | Earn 100,000 bonus points after spending $4,000 in the first five months from account opening. | $1,350 |
| Southwest Rapid Rewards® Premier Credit Card | $149 | Earn 100,000 bonus points after spending $4,000 in the first five months from account opening. | $1,350 |
| Southwest Rapid Rewards® Priority Credit Card (see rates and fees) | $229 | Earn 100,000 bonus points after spending $4,000 in the first five months from account opening. | $1,350 |
| United℠ Business Card (see rates and fees) | $150 | Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. | $1,300, plus the value of 2,000 PQPs |
| United Club℠ Business Card | $695 | Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. | $1,300, plus the value of 2,000 PQPs |
| Marriott Bonvoy Brilliant® American Express® Card | $650 (see rates and fees) | Earn 185,000 bonus points after spending $6,000 in purchases within the first six months of card membership. | $1,295 |
| Marriott Bonvoy Bevy® American Express® Card | $250 (see rates and fees) | Earn 155,000 bonus points after spending $5,000 in purchases within the first six months of card membership. | $1,085 |
| Marriott Bonvoy Boundless® Credit Card (see rates and fees) | $95 | Earn three free night awards (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. | Up to $1,050 |
| Marriott Bonvoy Business® American Express® Card | $125 (see rates and fees) | Earn 125,000 bonus points after spending $8,000 on purchases in the first six months of card membership. | $875
|
| Hilton Honors American Express Aspire Card | $550 (see rates and fees) | Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $750 |
| The Hilton Honors American Express Business Card | $195 (see rates and fees) | Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $650 |
| Hilton Honors American Express Surpass® Card | $150 (see rates and fees) | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
The information for the Southwest Premier and United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Reserve for Business
Applicants for the new Chase Sapphire Reserve for Business can earn 200,000 bonus points after spending $30,000 in the first six months from account opening.
This bounty of valuable Chase Ultimate Rewards points is worth $4,100, according to TPG's valuations.
The Sapphire Reserve for Business is an excellent option for travel-minded business owners who are willing to maximize the card's multiple statement credits. These include an annual $500 credit for The Edit by Chase Travel℠ (given as two $250 biannual credits to use toward prepaid bookings of two nights or more), up to $400 with ZipRecruiter through Dec. 31, 2027 (split as two $200 biannual credits), a flexible $300 travel credit and up to $200 in Google Workspace credits through Dec. 31, 2027.
To learn more, check out our full review of the Chase Sapphire Reserve for Business.
Apply here: Chase Sapphire Reserve for Business
The Platinum Card from American Express
If you're looking to apply for the Amex Platinum, you can find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
Per TPG's valuations, you could be eligible for as much as $3,500 in value.
The Amex Platinum is a popular choice with travelers thanks to its premium perks, such as extensive airport lounge access (including Centurion Lounges), multiple statement credits and complimentary elite status with Hilton and Marriott. Enrollment is required for select benefits.
To learn more, check out our full review of the Amex Platinum.
Apply here: The Platinum Card from American Express
The Business Platinum Card from American Express
With the Amex Business Platinum, new cardmembers can earn 150,000 bonus points after spending $20,000 in the first three months of card membership.
TPG's valuations place this offer at $3,000 in value.
The Business Platinum also provides a list of valuable credits that can be helpful for business owners.
You can earn up to $200 each calendar year in airline fee statement credits for charges by the airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month). Enrollment is required for select benefits.
To learn more, check out our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
Capital One Venture X Business
The Capital One Venture X Business comes with the chance to earn 150,000 bonus miles after spending $30,000 in the first three months from account opening.
This bonus comes with a substantial spending requirement. Cardholders must spend $30,000 in the first three months of account opening to earn 150,000 bonus miles. This spending requirement will be hard for most small-business owners to meet, but more established businesses may want to take note.
If you're able to earn the bonus, TPG's valuations place its value at $2,775.
Highlights of the Venture X Business card's benefits include a $300 annual credit for travel booked through Capital One's travel booking site and complimentary access to Capital One Lounges and Priority Pass lounges (enrollment required).
To learn more, check out our full review of the Venture X Business.
Learn more: Capital One Venture X Business
Chase Sapphire Reserve
The Chase Sapphire Reserve's welcome offer allows new cardholders to earn 125,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
TPG's valuations place this welcome offer at $2,563 in value.
Plus, keep in mind that Chase has implemented new eligibility requirements for its consumer Sapphire cards' welcome bonuses.
The Sapphire Reserve underwent a sweeping refresh in June. This refresh raised the annual fee to $795 and added a host of new benefits, including statement credits for The Edit (minimum two-night stay required), StubHub (activation required, benefit ends Dec. 31, 2027), DoorDash (activate by Dec. 31, 2027), Lyft (through Sept. 30, 2027) and more.
Certain statement credits may be broken into biannual or monthly amounts and have additional terms.
To learn more, check out our full review of the Chase Sapphire Reserve.
Apply here: Chase Sapphire Reserve
American Express Business Gold Card
The Amex Business Gold currently offers new applicants the chance to earn 100,000 points after spending $15,000 on eligible purchases in the first three months of card membership.
According to TPG's valuations, this welcome offer is worth $2,000.
This card provides useful perks for business owners who spend frequently on common expenses like food and shipping.
With this card, you'll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx, Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward one Walmart+ membership valued at $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal). Enrollment is required for select benefits.
To learn more, check out our full review of the Amex Business Gold.
Apply here: American Express Business Gold Card
American Express Gold Card
With the Amex Gold Card, new applicants can find out their offer and see if they are eligible for as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
You could be eligible for as much as $2,000 in value, per TPG's valuations.
The Amex Gold is our top choice for foodies since it earns 4 points per dollar on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter, and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively). The card is also packed with useful statement credits and solid travel and purchase protections.
To learn more, check out our full review of the Amex Gold.
Apply here: American Express Gold Card
Atmos Rewards Summit Visa Infinite Credit Card
New applicants to the Atmos Rewards Summit Visa Infinite Credit Card can earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,000 or more on purchases within the first 90 days of account opening.
Since Atmos Rewards is a revamp of the Alaska Mileage Plan program, TPG's valuations give Atmos Rewards points the same value as Alaska miles. So, this offer is worth up to $1,813 according to these valuations.
The Atmos Summit is a premium card for Alaska Airlines and Hawaiian Airlines loyalists. It features perks when flying with Alaska Airlines and eight Alaska Lounge passes per year, split into two per calendar quarter. The card also comes with a top-tier perk for frequent international travelers: a 3 points per dollar earning rate on all foreign transactions.
To learn more, check out our full review of the Atmos Rewards Summit card.
Apply here: Atmos Rewards Summit Visa Infinite Credit Card
Southwest Rapid Rewards Plus Credit Card
The Southwest Rapid Rewards Plus Credit Card is offering new applicants the chance to earn 100,000 bonus points after spending $4,000 in the first five months from account opening.
TPG values this bonus at $1,350.
The Southwest Plus card is the entry-level card for Southwest flyers and comes with a suite of benefits to coincide with Southwest's move away from its two-checked-bag-free and open-seating policies.
These card perks, which cover cardmembers and up to eight additional passengers in the same reservation, include a first checked bag free, standard seat selection within 48 hours of departure (when available)* and Group 5 boarding*. You'll also receive 3,000 bonus points each account anniversary year.
*For flights operating in 2026 and beyond.
To learn more, check out our full review of the Southwest Rapid Rewards Plus Card.
Apply here: Southwest Rapid Rewards Plus Credit Card
Southwest Rapid Rewards Premier Credit Card
New applicants of the Southwest Rapid Rewards Premier Credit Card can earn 100,000 bonus points after spending $4,000 in the first five months from account opening.
The points in this offer are worth $1,350, according to TPG's valuations.
The Southwest Premier is a mid-tier card for those looking for additional perks with the airline. These perks include a first checked bag free, preferred seat selection within 48 hours of departure (when available)* and Group 5 boarding for the cardmember and up to eight additional guests*.
*For flights operating in 2026 and beyond.
This card's anniversary points bonus grants 6,000 points each year. Cardholders also receive 1,500 tier-qualifying points toward A-List status for every $5,000 spent on the card annually.
To learn more, check out our full review of the Southwest Rapid Rewards Premier Card.
Southwest Rapid Rewards Priority Credit Card
With the welcome offer on the Southwest Rapid Rewards Priority Credit Card, new cardholders could earn 100,000 bonus points after spending $4,000 in the first five months from account opening.
Per TPG's valuations, this bonus is worth $1,350.
The Southwest Priority is the top-tier personal card for Southwest loyalists at a $229 annual fee. It has the most perks of the suite, including a first checked bag free, preferred seat selection at booking (when available)*, unlimited upgrades to an extra-legroom seat within 48 hours of departure at no additional charge (when available)* and Group 5 boarding for the cardmember and up to eight additional guests*.
*For flights operating in 2026 and beyond.
Cardholders receive 7,500 bonus points each account anniversary and 2,500 TQPs toward A-List status for every $5,000 spent on purchases annually.
To learn more, check out our full review of the Southwest Rapid Rewards Priority Card.
Apply here: Southwest Rapid Rewards Priority Credit Card
United Business Card
New applicants for the United Business Card could earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening.
The miles included in this offer are worth $1,300, per TPG's valuations.
The United Business Card is a great option for small-business owners looking for perks when they fly with the airline.
For a reasonable $150 annual fee, cardholders receive their first checked bag free, priority boarding, bonus earnings on purchases made with United and two one-time United Club passes.
To learn more, check out our full review of the United Business Card.
Apply here: United Business Card
United Club Business Card
The United Club Business Card is also offering 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening.
TPG's valuations deem these miles as worth $1,300.
The United Club Business is the premium business card option in Chase's suite of United cobranded cards. For a $695 annual fee, you'll receive a United Club membership and multiple valuable statement credits.
Cardholders also receive benefits when flying United, such as free checked bags and priority boarding.
To learn more, check out our full review of the United Club Business Card.
Marriott Bonvoy Brilliant American Express Card
The premium Marriott Bonvoy Brilliant Amex offers the chance to earn 185,000 bonus points after spending $6,000 in purchases within the first six months of card membership.
TPG's valuations place this offer at $1,295.
True Marriott Bonvoy loyalists will appreciate this card, which comes with Platinum elite status, 25 elite night credits each calendar year and a high-value free night award worth up to 85,000 points each year after your card's renewal month. Certain hotels have resort fees.
To learn more, check out our full review of the Marriott Bonvoy Brilliant.
Apply here: Marriott Bonvoy Brilliant American Express Card
Marriott Bonvoy Bevy American Express Card
New cardmembers of the mid-tier Marriott Bonvoy Bevy Amex will earn 155,000 bonus points after spending $5,000 in purchases within the first six months of card membership.
TPG's valuations place this offer at $1,085.
This card's standout perks include 1,000 bonus points per paid eligible stay booked directly with Marriott, complimentary Gold elite status and 15 elite night credits each calendar year. You'll be charged a $250 annual fee, a steep ask for the limited benefits provided.
To learn more, check out our full review of the Marriott Bonvoy Bevy.
Apply here: Marriott Bonvoy Bevy American Express Card
Marriott Bonvoy Boundless Credit Card
The current welcome offer on the Marriott Bonvoy Boundless provides up to 150,000 points via free night rewards. You can earn three free nights (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees.
TPG's valuations place this offer at up to $1,050 when these free nights are redeemed for maximum value.
For a modest $95 annual fee, you'll receive automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You'll also receive a free night award worth up to 35,000 points every year after your account anniversary. Certain hotels have resort fees.
To learn more, check out our full review of the Marriott Bonvoy Boundless.
Apply here: Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Business American Express Card
With the Marriott Bonvoy Business Amex, you'll earn 125,000 after spending $8,000 on eligible purchases in the first six months of card membership.
According to TPG's valuations, this welcome offer is worth $875.
If you're a small-business owner frequently staying at Marriott properties, this card is a great choice. You'll receive 15 elite night credits toward status, complimentary Gold elite status and a 7% discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.
This card's elite night credits can be stacked with any you receive from a personal Marriott card.
To learn more, check out our full review of the Marriott Bonvoy Business Amex.
Apply here: Marriott Bonvoy Business American Express Card
Hilton Honors American Express Aspire Card
With the Hilton Aspire Amex, new cardmembers can earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
This offer is worth $750, according to TPG's valuations.
This is the top-tier option for Hilton loyalists. For a $550 annual fee, you'll receive Hilton Honors Diamond status, which comes with 100% bonus points on eligible Hilton purchases, lounge access at select properties, complimentary breakfast and space-available room upgrades.
You'll also receive up to $400 each calendar year (up to $200 semi-annually) in statement credits for eligible purchases, such as dining, spa treatments, room rates and more, at eligible Hilton resorts.
To learn more, check out our full review of the Hilton Honors Aspire Amex.
Apply here: Hilton Honors American Express Aspire Card
Hilton Honors American Express Business Card
The Hilton Honors Amex Business card's current welcome offer allows new cardmembers to earn 130,000 Hilton Honors bonus points after spending $6,000 on purchases in the first six months of card membership.
Per TPG's valuations, these bonus points are worth up to $650.
This is a solid cobranded card for business owners who like to stay with Hilton. Those with this card can earn up to $240 in statement credits every calendar year (up to $60 each quarter) for eligible Hilton purchases, including room reservations at Hilton properties and incidental charges such as dining at on-site restaurants or spa treatments.
You'll also receive complimentary Gold status with Hilton Honors.
To learn more, check out our full review of the Hilton Business Amex.
Apply here: The Hilton Honors American Express Business Card
Hilton Honors American Express Surpass Card
New Hilton Honors Amex Surpass cardmembers can earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership.
TPG's valuations deem this bonus worth $650.
This card packs a punch for a modest annual fee of $150. You'll receive Hilton Honors Gold status and up to $200 in Hilton statement credits each calendar year on eligible Hilton purchases (up to $50 in statement credits each quarter).
To learn more, check out our full review of the Hilton Surpass Amex.
Apply here: Hilton Honors American Express Surpass Card
Bottom line
The above offers are enticing, but remember that each issuer has its own application rules. Make sure you're always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.
These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.
Related: The best credit card welcome bonuses currently available
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Marriott Bonvoy Bevy card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Hilton Aspire Card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Surpass Card, click here.