Check if you're eligible for as high as 300,000 points with the American Express Business Platinum
Editor's Note
If you're considering applying for The Business Platinum Card® from American Express, you'll want to pay close attention.
The Business Platinum has an $895 annual fee (see rates and fees). That makes it among the most expensive business cards on the market.
With an annual fee that high, receiving the highest welcome offer possible is important. Amex recently introduced new terms for the Business Platinum's welcome offer, with new cardmembers now potentially eligible for an exceptionally high offer (subject to additional terms).
So, here's what you need to know about the current offer on the Amex Business Platinum.
Current Amex Business Platinum welcome offer
New Business Platinum cardmembers can find out their offer and see if they are eligible for as high as 300,000 bonus points after spending $20,000 in purchases within the first three months of card membership. Welcome offers vary and you may not be eligible for an offer.
If you're offered the full 300,000 bonus points, that's by far the highest-ever offer we've seen on this card. So, it's worth filling out an application to see which offer you receive.
You'll be able to see your offer before you submit your application, so you can choose to try again later if the offer you receive isn't optimal.
Based on our March 2026 valuations, this welcome offer is worth up to $6,000. That's fantastic value for the spending requirement, if you're able to get the full 300,000 points.
It's possible to get even more value if you redeem your Amex Membership Rewards points for lucrative redemptions.
To earn the full bonus, your business must spend a lot on the card quickly. With its hefty initial spending requirement and statement credits (which we'll talk about below), this card is targeted toward businesses with employees and significant expenses.
Keep in mind that Amex only allows cardmembers to earn one welcome bonus per card in a lifetime. That's why we encourage prospective cardmembers to be patient and wait for the best offer they can get.
Related: 9 things to do when you get the Amex Business Platinum Card
Key Business Platinum Card benefits
While the Business Platinum carries a high $895 annual fee, its wide range of perks and credits can easily outweigh the cost for business owners who maximize its offerings.
Statement credits
The card offers the following statement credits:
| Credit* | Amount per calendar year | How it works |
|---|---|---|
Adobe | $250 | $250 Adobe statement credit after spending $600 or more on U.S. purchases made directly at Adobe each calendar year (subject to auto-renewal) |
Airline | Up to $200 | Up to $200 per calendar year for incidental charges with a qualifying airline of your choice |
Clear Plus | Up to $209 | Up to $209 per calendar year for an annual Clear membership for expedited airport security (subject to auto-renewal |
Dell | Up to $1,150 |
|
Global Entry/TSA PreCheck | Up to $120 (every four to 4 1/2 years) | Statement credits for Global Entry every four years ($120) or TSA PreCheck every 4 1/2 years (up to $85) |
Hilton | Up to $200 | Up to $50 quarterly on eligible purchases made directly with a Hilton portfolio property (Hilton for Business program membership is required) |
Hotel | Up to $600 | Up to $300 biannually for eligible American Express Fine Hotels + Resorts and The Hotel Collection bookings (minimum two-night stay is required for The Hotel Collection) |
Indeed | Up to $360 | Up to $90 quarterly on all Indeed hiring and recruiting products and services |
Wireless telephone services | Up to $120 | Up to $10 in monthly statement credits for purchases made directly from any U.S. wireless telephone provider |
Enrollment is required in advance for select benefits.
Plus, if you put at least $250,000 in eligible purchases on the card in a calendar year, you'll unlock the following credits:
- $1,200 for Amex Travel flights
- $2,400 for American Express One AP (the issuer's automated accounts payable platform) monthly fees
That's up to $3,600 in additional annual value, though this is clearly targeted at companies with significant card spending and, ideally, those already using (or willing to adopt) Amex's One AP platform.
Earning rates
The Business Platinum offers impressive earning potential, including:
- 5 points per dollar spent on flights and prepaid hotels booked through amextravel.com
- 1 point per dollar spent on most other eligible purchases
Cardmembers also earn 2 points per dollar spent in the following categories (on up to $2 million in eligible purchases per calendar year, then 1 point per dollar spent):
- Eligible purchases of $5,000 or more
- U.S. cloud service and software providers
- U.S. construction materials and hardware suppliers
- U.S. electronic goods retailers
- U.S. shipping providers
Other card perks
Beyond credits and rewards, the Business Platinum enhances your travel and business experience with these benefits**:
- Lounge access: Access to the American Express Global Lounge Collection for eligible cardmembers, including Amex Centurion Lounges, Delta Sky Clubs (when traveling on same-day Delta Air Lines flights, except for basic economy tickets; up to 10 visits per calendar year) and Priority Pass lounges
- Hotel elite status: Gold elite status with Hilton Honors and Marriott Bonvoy and Sterling status with Leaders Club, the loyalty program for The Leading Hotels of the World
- Pay with Points: 35% of your points back for flights booked through Amex Travel with your selected qualifying airline (up to 1 million points back per calendar year)
- Cellphone protection***: A maximum of $800 per claim, with a limit of two approved claims per 12-month period; a $50 deductible will apply
- Comprehensive travel protections and shopping protections when using your card
**Enrollment is required for select benefits.
***Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
Related: Is the Amex Business Platinum worth the annual fee?
Who is eligible for the Amex Business Platinum welcome offer?
The personal and business versions of the Platinum are considered different products. So, even if you currently have the American Express Platinum Card®, the issuer's one-bonus-per-card-per-lifetime rule won't prevent you from earning the business card's bonus.
Likewise, you may be eligible to earn a welcome offer on the Amex Business Platinum even if you already have another Amex business card, such as the American Express® Business Gold Card.
However, Amex may not give you a welcome offer based on several factors, including the number of American Express cards you have opened and closed.
So, look out for any messages or pop-ups while you apply. Amex's welcome bonus qualification tool should notify you if you aren't eligible for the welcome bonus and allow you to withdraw your application.
Related: What credit score do you need for the Amex Business Platinum Card?
Bottom line
The Business Platinum delivers exceptional value through its generous welcome offer, robust statement credits and premium perks.
While the $895 annual fee is steep, businesses that maximize these benefits can more than offset the cost, making this one of the most rewarding business cards currently available — especially with its highest-ever offer.
To learn more, read our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum Card, click here.